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Don’t let the present moment distract you from saving for your future. Saving a little bit every day, no matter how small the amount, can add up over time and lead to a significant financial cushion. By taking small steps toward your financial goals every day, you can create a better tomorrow for yourself and your family.
When you open a savings account with Power Financial Credit Union, you get a partner who’s first priority is setting you up for financial success.
A Share Savings Account is the first step toward securing a better, brighter future for you and your family. Just put your extra dollars into your account and watch the total grow.
We're all about better tomorrows. We know you'll enjoy peace of mind when you have funds ready to cope with life's ups and downs – or to buy things that bring you joy.
By opening a Share Savings Account, you become a member – and part owner – of the credit union and gain access to all of our other high-value deposit accounts, loan options, and financial services.
– Jose T.
A Share Savings Account is simply a savings account from a credit union. It's called Share Savings because you become a shareholder, or part owner, of the credit union when you open your account.
Credit unions are not-for-profit and that's why we can pass our revenue back to you, our members and shareholders, through higher interest rates on deposits, lower rates on loans, and fewer fees. Also, you get friendly local service.
Yes, you can use Online or Mobile Banking to check your balance, set up deposits or transfer funds from anywhere, anytime.
You can deposit funds using several convenient methods:
You can make up to six, free withdrawals per month using online transfers or in-person withdrawals. It's not recommended that you use your savings account for automatic payments.
Yes, you need to have $100 in your account before you start earning interest. But there's no monthly service charge if your balance remains at $5 or more.
No, Power Financial Credit Union was the first credit union in South Florida to eliminate all overdraft and NSF fees.
These fees hurt our members, especially those individuals and families who are most vulnerable financially. We don’t think that is right, so we decided to do what we always do and put the financial needs of our members above all else.
By eliminating overdraft and non-sufficient funds fees, we’re putting almost $1 million annually back in our members’ pockets for the things that matter most.
You will become a member of the credit union when you open your share savings account – it's not a separate thing you need to do before you open your account. Savings account holders automatically become part owners of the credit union.
Our membership consists of those who live, work or go to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota, or St. Lucie counties.
Immediate family of all current members are also eligible to join.
We're also proud to offer membership to our Select Employee Groups. Employees and members of these organizations are always welcome to join, no matter where they live:
Club Savings Accounts
Kid Savings Accounts
Health Savings Account (HSA)
*Promotion ends December 31st of current year. Prizes will be awarded upon account meeting qualification criteria. New accounts require opening a checking account with direct deposit or a minimum initial deposit of $500. Checking account must remain open for 90 days. Membership required; $5 membership deposit. Power Financial Credit Union’s membership consists of those who: live or work in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties; employees of FPL/NextEra and Ryder System, Inc.; members and employees of Bonefish & Tarpon Trust; and immediate family of all current members. Restrictions apply. Please visit or call Power Financial Credit Union for complete details. Cannot be combined with other offers. Incentives will deposited to member’s Power Financial Credit Union Account. A 1099 may be issued for the value of the gift on your behalf as income. Minimum consumer loan amount of $2,501. Offer not valid on share secured nor CD secured loans. Minimum mortgage loan amount of $100,000