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Get a $100 Welcome Gift Bonus

We're rolling out the red carpet for new members with a special welcome gift.

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At Power Financial Credit Union, we make your financial well-being our top priority. Enjoy tailored products, competitive rates, and personalized service to help you reach your goals.

Receive a $100 bonus when you open a new checking or savings account!¹ It's our way of welcoming you with open arms. Join our family today and discover a better way to bank.


How to Get the $100 Bonus

Step 1

Check If You Can Join Our Credit Union

Take a quick look at our membership criteria before moving to the next step.
Step 2

Open Your Savings & Checking Accounts

Your savings account is established upon joining, and with a direct deposit or a $500 minimum deposit, you can open a checking account, too!
Step 3

Receive Your $100 Bonus!

We’ll deposit the $100 into your account once you’ve fulfilled the promotion requirements.
Get Started

Earn Even More Money!

We can’t thank you enough for joining our credit union family. That’s why we’re giving you three additional ways to earn:

  • Open a checking account AND a consumer loan with membership and you’ll receive $150!1
  • Open a checking account, consumer loan, AND a credit card with membership—and you will receive $200!1
  • Open a checking account, consumer loan, credit card, and mortgage with membership to earn an additional $250!1
Take the first step towards a brighter financial future.  Join Power Financial Credit Union and claim your bonus today!

Join Now Contact Us

Featured Products

Checking Accounts

Find the perfect checking account for your everyday needs. Choose from options with cash-back rewards, easy digital banking tools, or overdraft protection.

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Personal Loans

Borrow for life's special moments with attractive rates and flexible terms. We offer personalized solutions to empower your dreams and make your financial goals a reality.

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Credit Cards

Explore our cards and find the perfect option to earn rewards, save with low rates, and enjoy flexible payment options. Compare and find the right one for your lifestyle.

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Mortgages

Make your dream of owning a home come true. Our wide range of mortgage options offers competitive rates and flexible terms to suit your needs.

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Why Join PFCU

Become a member of a financial institution that puts you first. Experience the benefits of a credit union that prioritizes members' financial well-being and offers personalized service.

Our members enjoy the following perks and benefits:

  • Lower loan rates: Get the best deals for auto, personal, and home loans.
  • Higher savings rates: Watch your money grow faster with competitive dividends.
  • No overdraft fees: Enjoy banking without the burden of excessive charges.
  • Community focus: Support local businesses and initiatives through your membership.
  • Personalized service: Receive tailored financial advice and solutions from our dedicated team.
Don't just bank—belong. Join PFCU today and discover a better way to manage your finances.

Open Account

"Lisa was super helpful in getting my account set up and went above and beyond to help me access my online banking. I had never set up this type of account before so it was a little nerve-racking but she helped me through the process. I love working with credit unions because you get this kind of service. Thank you!"

–Melissa W., Delray Beach, FL

Have a Question or Want to Speak to Someone?

Visit Us Call: 800-548-5465 Contact Us

FAQs About Our Welcome Gift Bonus

Accordion Section

You can receive a bonus of up to $250 by opening a checking account, consumer loan, credit card, and mortgage with us. We offer several bonuses based on the accounts you open when signing up as a member.
You must open a checking account with a minimum direct deposit or initial deposit of $500. Those funds must remain in the account for at least 90 days. The account itself must be open and in good standing.  Additionally, you must meet the qualification criteria for the corresponding bonus tier (e.g. consumer loan, credit card, mortgage).
We may issue you a 1099 for the value of the incentive as income. Check with your tax preparer for more information.
Yes, you must be a member to qualify for the bonus. We extend membership to individuals who live, work, or attend school in select South Florida counties, including:
  • Broward
  • Charlotte
  • Collier
  • Lee
  • Martin
  • Miami-Dade
  • Monroe
  • Palm Beach
  • Hillsborough
  • Manatee
  • Pinellas
  • Sarasota
  • St. Lucie
Additionally, employees and members of our Select Employee Groups such as Ryder System, Inc., FPL/NextEra Energy, and Bonefish & Tarpon Trust, are eligible to join regardless of location. Immediate family members of existing members are also welcome to join.

Helpful Tools and Services

No Overdraft Fees

Say goodbye to overdraft fees and experience stress-free banking. Learn how we prioritize your financial well-being by eliminating these charges.
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Mobile Banking

Discover the convenience of managing your finances on the go with our suite of digital tools. Everything you need is just a finger tap or swipe away.
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Online Banking

Take control of your finances with our comprehensive digital banking tools. Manage accounts, pay bills, earn rewards, and more!
Learn More

Page Disclaimers

1Promotion ends December 31st of current year. Prizes will be awarded upon account meeting qualification criteria. New accounts require opening a checking account with a minimum direct deposit or initial deposit of $500, which must remain in the account for at least 90 days. Checking account must remain open for 90 days. Membership required; $5 membership deposit. Power Financial Credit Union’s membership consists of those who: live or work in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties; employees of FPL/NextEra and Ryder System, Inc.; members and employees of Bonefish & Tarpon Trust; and immediate family of all current members. Restrictions apply. Please visit or call Power Financial Credit Union for complete details. Cannot be combined with other offers. Incentives will be deposited to member’s Power Financial Credit Union Account no later than 120 days after account opening. A 1099 may be issued for the value of the incentive on your behalf as income. Minimum consumer loan amount of $2,501. Offer not valid on share secured nor CD secured loans. Minimum mortgage loan amount of $100,000.  Credit qualifications apply.

APY= Annual Percentage Yield. Checking Account Rates are current as of 02/01/2024 and subject to change. $20 minimum opening balance required. Annual Percentage Yield is 0.00%. Rates and terms subject to change without notice. Fees may reduce earnings.

APY= Annual Percentage Yield. Savings Account Rates are current as of 02/01/2024 and subject to change. $20 minimum opening balance required. Annual Percentage Yield of 0.05% is paid on Savings balances from $100-$9,999.99, 0.15% APY paid on balances from $10,000 to $49,999.99, 0.20% APY paid on balances from $50,000 to $99,999.99, 0.25% APY paid on balances greater than $100,000. Minimum balance of $100 to earn stated APY. Rates and terms subject to change without notice. Fees may reduce earnings.