Mobile Navigation

Close Mobile MenuOpen Site Search

Mortgage Loans

We'll help you finance a house so you and your family can make it a home.

Come home to a better mortgage with Power Financial Credit Union.

Adjustable-Rate Mortgages  

Pay a lower rate for the first few years of your mortgage.

  • Choose a lower rate for 3, 5, 7 or 10 years
  • In most cases, the full loan is repaid over a 30-year period
Jumbo Mortgage  

We make it easier to borrow more than $510,400. 

  • Borrow up to 80% of the appraised value of your new home
  • Fixed-rate and adjustable-rate mortgages available
FHA Mortgage  

With a little help, you'll soon have a home of your own.

  • Ideal for first-time homebuyers
  • Low down payment options
Fixed-Rate Mortgages  

Know your monthly payments so you can stick to your budget. 

  • Principal and interest payments won't ever go up
  • Financing available for 10, 15, 20, or 30 years
Residential Investment Property  

We'll help make your venture as profitable as possible. 

  • Finance up to 75% market value property
  • Take advantage of repayment terms ranging up to 25 years
Veterans Mortgage  

It's an honor for us to serve patriots like you.

  • Active duty military and veterans are eligible
  • No down payment required on loans of $417,000 or less
Mortgage Refinance  

You could refinance your old home loan and save money. 

  • Possibly reduce your monthly payments
  • Fixed-rate and adjustable-rate mortgages available
Reverse Mortgage  

Get additional cash by borrowing against your home's value

  • Homeowners age 62 and older are eligible
  • No principal and interest payments while you live in your home
FHA Mortgage -backup  

With a little help, you'll soon have a home of your own.

  • Ideal for first-time homebuyers
  • Low down payment options
Adjustable-Rate Mortgages-backup  

Pay a lower rate for the first few years of your mortgage.

  • Choose a lower rate for 3, 5, 7 or 10 years
  • In most cases, the full loan is repaid over a 30-year period
Mortgage Refinance  

You could refinance your old home loan and save money. 

  • Possibly reduce your monthly payments
  • Fixed-rate and adjustable-rate mortgages available

Download our free Home Buyer’s Guide

Whether it’s your first, second, or fifth home purchase, buying a house can be complex and intimidating. In this comprehensive guide, we will walk you through everything you need to know to make your home buying journey less stressful.

The goal of this guide is to give you the confidence and knowledge to find a dream home, negotiate the best deal, and pick the right lender and mortgage loan to meet your needs.

Topics covered include:
  • 5 Things to do Before Buying a House
  • 5 Stages of the Home Buying Process
  • 8 Things to do After Buying a House
  • Key Terms to Understand
Get your FREE copy today!

Click below to access our Home Buyer’s Guide today!
 

Download Now

Power Investment Services

Investments don't have to be complicated. We'll take a personalized approach to building your portfolio and set you up for long-term success.
 

More information about Power Investment ServicesLearn More