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VISA® Platinum Credit Cards

Get a great rate for purchases and balance transfers

Apply Now

Protect your hard-earned cash with locked-in low interest rates without compromising on purchasing power. Our VISA® Platinum is a low-interest-rate credit card that offers great rates on balance transfers and new transactions, along with state-of-the-art security features.

Save on interest charges and spend with confidence while enjoying a host of other valuable card benefits. At Power Financial Credit Union, we’ve got you covered.

Why Choose a Power Financial Credit Union VISA® Platinum Credit Card?

Reduce Your Monthly Payments

Transfer your current credit card balance and get a 1.99% introductory APR* for 12 months.

Purchasing Power in Your Pocket

All purchases you make in the first 6 months have a low 1.99% introductory APR.*

Consolidate Your Balances

Simplify your statements with our $0 balance transfer fee.1

A Partner You Can Trust

At PFCU there aren’t any hidden fees, just a team that wants to see you thriving financially.

Key Details of Our VISA® Platinum Credit Card

Tired of compromising? You’ll love Power Financial Credit Union’s VISA® Platinum Card which offers affordability you won’t find at big commercial banks or retail credit card issuers!

  • $0 balance transfer
  • Locked-in lower introductory rate of just 1.99%
  • Pay only 1.99% interest on purchases made in the first six months
  • Long-term interest rates on your card are capped at 18%
  • Our best low-rate credit card comes packed with a host of security features to keep you and your money safer

Apply Now

Card Management

Manage your PFCU credit card anytime, anywhere. With Card Management, you can easily control your credit card through the Mobile Banking App or Online Banking portal.

  • Turn your card off to prevent unauthorized transactions.
  • Set spending limits to avoid overspending and stay within your budget.
  • Receive real-time transaction alerts and choose to allow only certain transactions.
  • Notify us when you're traveling to ensure your transactions go through smoothly without any interruptions.
  • Report a lost or stolen card to block it immediately and get a new one sent to you.
When you get a PFCU credit card, you’re in control — Apply for your credit card today or click below to learn more about Card Management.

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Applying for Your VISA® Platinum Credit Card is Easy!

Step 1

Check Eligibility

To become a member, you must meet our broad residence or employment criteria. More details here. If you’re already a member, skip to step 2.
Step 2

Gather documentation

To apply, you’ll need a social security number and two forms of government ID.
Step 3

Submit an Application

Complete your credit card application online or by visiting a branch or call us for assistance.
Get Started

“I’ve been a member of Power Financial Credit Union since 1980, joined when I was an FPL Employee (Now Retired from FPL). The credit union has provided all the banking I’ve ever needed, checking, savings, short term loans and mortgages . Over the years have met and been helped and advised by many fine Power Financial Credit Union employees, always courteous and helpful.”

– Al S. Miami, Fl.

Additional Features of the VISA® Platinum Credit Cards


Lines of Credit

Tap extra credit from $500 to $40,000 as you need it to help cover ongoing expenses.


Capped Interest

Unlike cards issued by big banks and retailers, our interest rates top out at 18%.


VISA® Fraud Monitoring

24/7 activity monitoring to protect your card from unauthorized use.


Life/Disability Coverage

Protect your family’s future with opt-in life and disability coverage.


Embedded EMV Chip

Your personal and financial information is protected from unauthorized use.


VISA® Zero Liability

You’ll never be held responsible for unauthorized charges on your card.

FAQs About VISA® Platinum Credit Cards

Accordion Section

Anyone who lives, works, or attends school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach, Hillsborough, Manatee, Pinellas, Sarasota, or St. Lucie counties, and their immediate family members are eligible for membership in Power Financial Credit Union, as well as employees of FPL/NextEra, Ryder System, and Bonefish & Tarpon Trust, and their immediate family members, no matter where they live.
If you are already a member of Power Financial Credit Union, simply log in to your online banking account and navigate to the credit card application section. You can also visit any of the branch locations to apply in person or call us for assistance.
A card line of credit allows you to borrow money up to a certain limit on a revolving basis. The money can be used to manage ongoing expenses, including consolidating high-interest debt, funding home repairs or education expenses, or managing emergencies. It can be a more efficient and affordable way to manage debt than simply to charge it directly to a credit card.
Your Power Financial Credit Union VISA® Platinum Credit Card comes with a low introductory APR* of 1.99% for the first six months. After that, the interest remains capped at 18% regardless of the current prime rate or your credit score.

Apply Today or Get in Touch for More Information

Apply Online Call: 800-548-5465 Visit Branch

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Page Disclaimers

*APR = Annual Percentage Rate. Offer available for new cardholders only. 1.99% Introductory APR on each qualifying balance transfer for 12 months. Qualifying purchases will be at 1.99% introductory APR for 6 months. Balance transfers and purchases must be made within 90 days of account opening to qualify for the introductory APR rate. After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 13.24% to 18.00% depending on creditworthiness. Rates current as of May 18, 2023 and subject to change. Eligibility for the lowest rate is based on credit worthiness, ability to repay, credit score, and term of loan. Cannot be combined with any other offer. Other conditions may apply. After the promotional period, the APR will vary with the market based on the Prime Rate. The credit union reserves the right to change or end promotion at any time.

1Balance Transfers must be done within 90 days from account opening to qualify for the $0 Balance Transfer Fee.