Now, any time is a great time to deposit checks.

Interrupt your busy day to deposit checks at a branch? Not anymore. Tap in to SecureLink eDeposit and make those deposits on your schedule, whenever it's convenient. This enhanced, paperless option provides greater security against identity theft.

Your business has options with eDeposit:

Take a picture of the check with your smartphone (iPhone^© and Android^©) and deposit it quickly
Use a Power Financial Credit Union-provided scanner attached to your computer for mass deposits
For both services, checks deposited by 12 p.m. will be credited the same business day and available per check hold guidelines. Checks deposited after 12 p.m. will be credited the next business day and available per check hold guidelines.

Important: Here are some issues you should know before using eDeposit:

Wireless/All-in-One Scanners – Wireless scanners are not supported. For your security, SecureLink eDeposit does not send sensitive information over a wireless network. Some All-in-One scanners are known to not communicate properly, not all are compatible with our SecureLink eDeposit.
Checks That May Not Process – Checks with writing through the account number may not process due to eDeposit not recognizing the numeric character, for example: a signature goes over an account number. This same issue occurs if an asterisk (*) is in front or after the check amount, for example: **$32.50**.

Still have questions? View the SecureLink eDeposit Guide as a PowerPoint or PDF or read the SecureLink eDeposit FAQs below.

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.

Frequently Asked Questions

Mobile FAQs

SecureLink eDeposit is a free and secure 24/7 online/mobile service that allows you to deposit checks into eligible Power Financial Credit Union checking accounts from anywhere you have access to SecureLink Online Banking using an approved device (scanner attached to your computer or smartphone).

Members who are at least 18 years of age, have a checking account with Power Financial Credit Union and are in good standing with the Credit Union.

You can begin using SecureLink eDeposit within SecureLink Online Banking after accepting our SecureLink eDeposit Service Agreement. If you prefer to take pictures of your checks using your smartphone, you will need to create a user account for our eDeposit mobile app. During this setup you will also be asked to accept our SecureLink eDeposit Service Agreement.

Yes, your deposits can be held according to our PFCU’s Funds Availability Policy. Please refer to your account for available balance.

Your funds may be available the same business day if your deposit is made before 12pm noon. Deposits made after 12pm noon may be credited and available the next business day. All deposits are subject PFCU’s Funds Availability Policy.

Personal Checks, Cashier’s Checks, Corporate Checks, Money Orders, Government Checks are all accepted. All checks must be in U.S. funds payable to the name(s) on your account and endorsed by all payees. Canadian items in U.S. funds are not acceptable.

No. There are no fees for using PFCU’s SecureLink Online Banking or eDeposit service. There are fees for returned items that are deposited. Please refer to our fee schedule for more information.

Yes, there is a limit for your SecureLink eDeposit check deposits up to $2,000. Each deposit you make through SecureLink eDeposit will reduce your deposit limit. Once we receive and approve your deposit, the limit will increase by the deposit amount of the check(s) we approve.

SecureLink eDeposit is available after signing into our secure and encrypted application. Please refer to our Privacy & Security section of our website for more information.

SecureLink eDeposit is available 24 hours a day, 7 days a week*. The only exceptions will be during scheduled system maintenance and month-end processing. Please note that deposits made on a weekend/holiday will be processed the next business day.

*Please note that Service availability is at all times conditioned upon the corresponding operation and availability of the communication systems used in communicating your instructions and requests to the Credit Union. We will not be liable or have any responsibility of any kind for any loss or damage thereby incurred by you in the event of any failure or interruption of such communication systems or services resulting from the act or omission of any third party, or from any other cause not reasonably within the control of the Credit Union.

One check may be submitted as one deposit. However, multiple deposits are allowed. Each deposit must be scanned and submitted separately. You can deposit multiple checks up to your individual limit.

No. The SecureLink eDeposit program generates an electronic record with each deposit.

If you made a deposit using the Online Banking Desktop interface, your deposit history is maintained for review for 18 months within SecureLink eDeposit in Online Banking. You can view a copy of your SecureLink eDeposit by logging into SecureLink Online Banking, clicking the products and services menu item at the top of the page, and then enter the eDeposit application.

If you made a deposit using our mobile app, your deposit history is maintained for 5 days. To view your deposit, please log into SecureLink eDeposit mobile app and click Review. Your eDeposits transactions will appear in your transaction history within SecureLink Online Banking for six months.

For your protection, after making your deposit through SecureLink eDeposit, please retain the original check for up to 30 days after receiving confirmation that it has been credited to your account. When you are ready to discard it, mark it “VOID” and dispose of it in a way that prevents it from being presented for payment again.

If you made a deposit using the desktop method, you can check the status of your deposit by logging into SecureLink Online Banking, clicking the products and services menu item at the top of the page, and entering the SecureLink eDeposit application. If you made a deposit using our SecureLink eDeposit mobile app, you can check the status of your deposit by logging into the mobile app and clicking on the Review button.

You will need to download our mobile app from your phone’s marketplace. You can find a link to the app by visiting https://www.powerfi.org/personal-accounts/personalonline-services/securelink-edeposit/securelink-edeposit-mobile/

Please visit https://www.powerfi.org/personal-accounts/personal-onlineservices/securelink-edeposit/securelink-edeposit-mobile. Click on the link to enroll in our mobile eDeposit service using your computer.
You will be prompted to create a user account and accept our SecureLink eDeposit Mobile Agreement. For your own account security, do not use your member number as your user id.
You will then need to scan the QR code for your phone type. You will be taken to the marketplace for your phone where you will need to download our mobile app. You can also search for the SecureLink eDeposit Mobile app within your phone’s marketplace by searching for PFCU eDeposit.

Log into the SecureLink eDeposit mobile app and follow the prompts for taking a photo of your check.

You will be asked to take a picture of the front and back of the checks or money orders you want to deposit.
Confirm Deposit.
The deposit is sent to us through a secure Internet connection.
The funds will be deposited into your account after our review and approval and are subject PFCU’s Funds Availability Policy.

Desktop FAQs

Simply log into SecureLink Online Banking at powerfi.org
Select Products & Services at the top of the page.
Select SecureLink eDeposit.
Select the account suffix where the funds will be deposited to.
Accept the SecureLink eDeposit Agreement.
Follow the prompts to scan, upload and deposit your check.

The prompts include the following steps:

Endorse the back of the check and write “For Deposit Only” below your signature.
Scan the front and back of the checks or money orders you want to deposit. If you previously scanned the items and saved them on your computer you can upload the images utilizing the Zero-Client option and browse for the front and back of the image.
Submit Deposit.
The deposit is sent to us through a secure Internet connection.
The funds will be deposited into your account after our review and approval and are subject PFCU’s Funds Availability Policy.

We recommend that you use black ink only for your endorsement and write legibly on the check to better enable the scanner to capture the image.

A TWAIN compliant scanner is required. Most scanner software supports the TWAIN specification. Wireless scanners may not be compatible. No special software is needed. If the software does not recognize the TWAIN compliant scanner or Wireless Scanner you can upload the image utilizing the Zero Client Method.

The minimum supported environments include:

Windows 7 with Internet Explorer, Firefox or Chrome
Mac OSX 10.8 (Zero-Client mode only) with Safari

PFCU cannot diagnose general scanner and PC problems. Please consult your scanner’s documentation for guidelines on how to scan an image or utilize the Zero Client Configuration and upload the front and back of the check image.

SecureLink eDeposit has been optimized within certified browsers. Browsers that are certified have passed our security testing. By using an unsupported browser, you may not be able to view the take full advantage of all the features within SecureLink eDeposit.

Supported Operating Systems:

Windows 7 or greater
Mac OSX 10.8 is supported using Load or Zero-Client features only

Supported Browsers

Internet Explorer
Firefox
Safari (Mac only)
Chrome (Windows only)

eDeposit Desktop has three modes of operation; ActiveX (for Microsoft Internet Explorer users), Java (a cross-platform friendly downloadable java applet), or Zero-client (a pure HTML/javascript solution).. Direct scan also requires either of the downloadable modes, ActiveX or Java. In all three modes, you may alternatively load check image JPEG files that have been captured separately by your scanner software.

ActiveX Configuration:
ActiveX mode is for users of Microsoft Windows® and the Internet Explorer web browser only. Users of Windows and Internet Explorer who want the efficiency of working directly with your TWAIN compliant scanner should use ActiveX mode. This mode requires the download and installation of an ActiveX control called EZTwainX developed by Dosadi. Installation of this ActiveX control requires your authorization, please pay close attention to the security warnings and following the installation instructions.

Java Configuration: Java mode is for users who want the efficiency of working directly with your 32-bit TWAIN compliant scanner using a java applet. This mode can work for users of Windows, and using browsers like Firefox and Chrome. Java mode requires the download and installation of a Java applet from Vertifi Software, with the embedded Morena Image Acquisition Framework from GNOME Ltd. for TWAIN capabilities. Installation of this java applet requires your authorization, please pay close attention to the security warnings and following the installation instructions. Use of TWAIN direct scan mode requires that your browser and java software are both running in 32-bit mode.

Zero Client Configuration:
Zero client mode is for users who want a pure HTML/JavaScript experience, without the technical challenges and security warnings of downloadable software. In this mode, you are required to separately capture front and back check images (JPEG, PNG or GIF) that are properly cropped, and upload those files for deposit. Zero client mode is the most compatible mode, but requires the most effort each time you make a deposit. You accept the responsibility of capturing, uploading, and subsequently removing check image files from your computer.