Power Financial Credit Union uses software that incorporates full RSA data encryption to ensure security and privacy of transactions. We require the use of a secure browser to access your account online. Your browser must be equipped with SSL (Secure Socket Layer) with 128-bit encryption to communicate with our servers.
We have also added Enhanced Login Security which protects against online fraud by providing an additional authentication ‘factor’ beyond your username and password used today through the use of a one-time access code. You can set up how you want to receive a one-time pass code from the following options: phone, text message, or email. You will also be required to create a strong username and password which must include both letters and numbers and/or these specific characters: @$*_-=.!
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Your account safety is important to us. With the continued growth of SecureLink Online/Mobile Banking, there are increased needs for greater security standards to keep your account well protected. Enhanced Login Security was implemented to protects our members against online fraud by providing an additional authentication ‘factor’ beyond your username and password used today through the use of a one-time access code sent via phone, text message or email.
After setting up your login security options the next time you login, the rest of your online banking experience will remain the same. In the future if you log in from a different computer you will be asked to enter a one-time access code as an additional line of defense to prevent unauthorized access.
For convenience, after you successfully authenticate with your password and One-Time Passcode (OTP), you may enroll your computer and a cookie will be saved to your computer for future authentication at your discretion.
Simply login to your Online Banking, select “Bill Pay”, accept the terms and conditions. To be eligible for the service a checking account is required.
*A monthly $4.95 inactivity fee is applied if no payments are processed.
Two different kinds of payments are sent to payees: electronic payments and check payments.
To determine if a payment will be paid electronically or by check, once the payment is scheduled, locate the payment in the “Scheduled payments” section on the right hand side of the main payments page and click the edit
icon. The “Type” field in the pop up box will indicate “Electronic” or “Check.
We can make a payment to just about anyone, but due to legal requirements, we do limit your ability to make certain types of payments. Payments to payees outside of the United States are prohibited and may not be issued under any circumstances.
In addition, the following payments are discouraged, but may be scheduled at your own risk:
We will not notify you if you attempt to make any of these payments and we will not be liable if you schedule a prohibited or discouraged payment.
Electronic payments: If we make your payment electronically, your account is debited on the day you scheduled that it be sent.
Check payments: The funds will be debited from your account one (1) to two (2) days after the send on date.
Due to legal requirements, we limit the ability to make certain types of payments. Payments to payees outside the United States are prohibited and may not be issued under any circumstances. In addition, the following types of payments are discouraged but may be scheduled at your own risk.
We will not warn you if you attempt to make any of these types of payments, and we will not be liable if we do not make a prohibited or discouraged payment that you’ve scheduled.
Yes. We send many types of notifications via email to keep you informed and up-to-date regarding your payments. Some notifications are crucial and can’t be turned off but there are many others that you can choose to turn on or turn off.
To view your notification settings, click the Edit reminder and alert preferences link in the “I want to” section. A box with a check mark indicates that the corresponding notification is turned on, and a box without a check mark indicates that the notification is turned off.
Keeping your browser up to date is the best way to ensure that it is supported by the online services you use (Power Financial Credit Union Online Banking for example), and that those services operate as quickly and effectively as possible. You can check for updates to Chrome, Firefox, Internet Explorer or Safari in the settings functions while using your browser. You should also have the option to select automatic updates.
Another way to get browser updates is to visit the website for your service:
There are many reasons a check can be rejected once we have reviewed the item the most common being:
Members will be notified when an item has been rejected through email and/or the mobile app.
Once you submit your deposit these are the three statuses prior to the deposit posting to your account.
-Held for Review – The item is being reviewed by a processor
-Deleted – The item was rejected due to a discrepancy with the item
-Accepted – The deposit was reviewed and accepted and is ready for posting
Note: eDeposit items will post to your account same day if submitted before noon. Otherwise, accepted deposits will post the following business day. There may be holds on items as set forth in the Credit Union's Funds Availability Policy disclosure.
Your monthly eStatement can easily be printed via adobe reader pdf format. After opening the eStatement, simply click on the adobe reader print icon. You may also save your eStatements to your device.
Simply complete these steps to view your monthly eStatement/eNotice
An eNotice allows you to receive an email notification of important activity that’s taken place in your account, like when:
No need to enroll. You are automatically enabled once registered for eStatements.
Yes! Simply login to your Mobile Banking App, select “More” located at the bottom of the navigation menu, and click “eStatements”.
Life is full of big decisions. From buying a car to retirement, we’re here to support you and make those moments a little less stressful.