Auto Refinance

Your old auto loan? It's time for a tune-up.

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You change your oil regularly. Rotate the tires and top off the fluids. So what else can you do for your car, truck or SUV? Make sure it has the best financing possible. At Power Financial Credit Union, we'll roll up our sleeves and take a close look at your current auto loan. We might be able to save you money by fixing you up with a new loan that has a lower interest rate or different repayment terms.

Competitive fixed rates on auto refinancing
Easy online application
Potentially reduce your monthly payment or pay off your loan faster
Up to 100% financing of your vehicle's market value
Easy transfer of payments from your old lender
Avoid the high cost of major repairs by adding extended warranty protection

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.

Auto Loan Refinance Rates

Refinance your auto loan with Power Financial Credit Union and you could save over $700 with our lowest new car rate over 36 months.
That's because our auto loan rates are significantly lower than the national average!

Loan Type	Term	APR* (Rates as low as)
New Auto Rates	up to 36 months	2.11%
	37-60 months	2.24%
	61-72 months	2.49%
	73-84 Months	3.36%
	85-96 Months	5.11%
Used Auto Rates	up to 36 months	2.36%
	37-60 Months	2.49%
	61-72 Months	2.74%
	73-84 Months	3.61%
	85-96 Months	5.36%

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*APR = Annual Percentage Rate. Eligibility for the lowest rate which is stated above is based on credit worthiness, year of vehicle, ability to repay, credit score, down payment, term of loan and year of vehicle. Loans must currently be with another financial institution. Minimum loan amount of $7,500 to qualify for the lowest advertised rate of 2.12% APR. Example: With a 66-month, $20,000 auto loan at 2.99% APR, you would make 66 monthly payment of $329.03. A fee of $350 will be charged when an existing Power Financial Credit Union auto loan is being refinanced. Interest rates include a .25% discount for automatic payment from your PFCU account and a .25% discount for previous PFCU borrowers. Cannot be combined with any other offer. Other conditions may apply. Rates are subject to change at any time.