Veterans Mortgage

It's an honor for us to serve patriots like you.

Why Choose a Power Financial Credit Union VA Loan

No Down Payment or PMI

Get up to 100% funding to buy your ideal home with no monthly mortgage insurance needed.

Flexible Terms and Types

Choose from a fixed-rate or adjustable-rate mortgage with loan terms of up to 30 years.

Competitive Interest Rates

We'll help you get the best APR possible so more of your payment goes to your principal.

Quick and Easy Approval

We've streamlined our loan process so you'll get a fast answer without hassle or stress.

Key Details About Veterans Mortgages

Dedication, commitment, going beyond the call of duty. Every day, we're inspired by our men and women in the U.S. military. That's why we're proud to make it easier to buy a great home for you and your devoted family.

Power Financial Credit Union VA Loans come with low rates, relaxed down payment requirements – and sincere thanks for your exceptional service.

100% financing
No down payment
No monthly mortgage insurance (PMI)
Gift funds acceptable for closing costs
No cash reserve requirements
A variety of terms and loan types available
Available for purchase and refinance
Reduced costs for disabled veterans
No prepayment penalty
Smooth and quick approval process.
Secure and convenient payment options
Active duty, non-active, and retired military are eligible.

Our VA loans are here for service members in Florida as well as our Select Employee Groups no matter where you live.

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Here's How to Apply for a VA Loan

Step 1

Check You're Eligible

You can use VA.gov to make sure you meet VA loan criteria then join the credit union to get started.

Step 2

Choose Your Loan

Read our Home Buyers Guide and talk to our experts to choose the best loan type and term.

Step 3

Get Pre-Approved

Find out your ideal purchase price and likely rate – then look for a home with your financing ready!

"Super huge help in assisting me! Very nice and welcoming."

– Joshua M.

FAQ About VA Loans in Florida

Answer: VA loans are available for eligible U.S. military personnel

Veterans
Active-duty and non-active service members
Reserve members
National Guard members
Eligible surviving spouses

Before you apply for your VA loan, you need to obtain a VA home loan Certificate of Eligibility (COE).

Answer: Power Financial Credit Union VA loans offer flexibility when it comes to your preferred type of home loan and repayment term. You may choose:

Adjustable-rate mortgages (ARM) with a variety of fixed and variable periods

Fixed-rate mortgages with terms of 15 or 30 years

Answer: VA loans don't require any down payment so it's easier for you to get 100% financing and buy a home.
Another great feature of our VA loans is that there is no prepayment penalty if you find you can pay your loan off sooner than planned.

Answer: You don't need to pay PMI or monthly mortgage insurance on VA loans, but you may need to pay a one-time VA funding fee. This fee may be paid upfront or sometimes rolled into your loan principal.
Some Veterans and military personnel do not need to pay the VA funding fee so be sure to check whether you meet the exemption criteria.